Financial wellness is about understanding the role money plays in your life and feeling comfortable navigating all its aspects. True financial well-being isn’t about reaching a certain net worth or becoming a stock market expert; it’s about cultivating a balanced relationship with your finances, one that empowers you to feel secure and proactive in managing your money. At the heart of achieving this balance is understanding your money mindset.

Your money mindset shapes how you approach finances, influencing your attitudes toward spending, saving, and investing. The better you understand your mindset, the easier it becomes to set and reach realistic financial goals.

In her book Financial Wellness & How to Find It, author Melanie Eusebe identifies five broad money mindsets that most people fall into. Each mindset has its own strengths, challenges, and tendencies. This quiz is designed to help you uncover which mindset describes you best.

Remember, there are no right or wrong answers here, and no mindset is inherently “better” or “worse” than the others. Each mindset offers valuable insights into how you can approach money to support your unique journey to financial wellness.